Frequently Asked Questions
General: What does iWebQuotes do for me?
iWebQuotes.com is an online consumer service which connects it’s clients with qualified licensed insurance professionals who represent top-rated health insurance providers.
iWebQuotes.com provides it’s service free of charge to the client. iWebQuotes.com strives to provide assistance finding a health insurance plan which meets the clients needs and budget.
Based on the information provided by the client, iWebQuotes.com matches the client’s information to that of agents which represent companies that will likely meet the clients insurance needs. The selected insurance agents process the clients request and contacts the client through email and/or phone with a quote and plan details.
iWebQuotes.com is not an insurance agency or insurance company. iWebQuotes.com is an online resource used to simplify the process of finding an insurance agent which offers a competitive plan to suit the client's needs.
Health Insurance: What is the difference between a Group and an Individual Policy?
An Individual/Family policy is purchased by you, you are the policy holder. Individual policies are usually purchased by self employed individuals or anyone who is not offered an employee health plan.
In a Group Health setup, the "group" is the policy holder. You would have a certificate as your policy which are issued to participating members of the group. Group coverage is typically purchased and at least partially funded by an employer for it's employees as the participating members. Group coverage is typically a more affordable health insurance option.
Short-Term: Will I receive insurance cards?
Most Short-Term Medical policies will provide you with insurance cards. Some Short-Term plans will allow you to print the cards right from your home pc, if you apply online. If you apply through mail or fax, you should receive your Short-Term Medical cards shortly. You should allow up to two weeks for delivery, if you have not received them by then, please contact your insurance company or health insurance agent who sold you the policy.